High LTV mortgage advice
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Hiring a specialist for high LTV mortgage advice
A high LTV mortgage is a big commitment, so when you are looking for advice it is important you get it from the right specialist. Plentific can help you find this specialist with a service that generates a contact list of tradesmen and specialists in your local area based on your post code and requirements. With information for over 75,000 professional tradesmen across the UK, including customer reviews, Plentific is guaranteed to get you several high quality options to compare, helping you make your final hire with confidence.
What do you need to know about high LTV mortgage advice?
In mortgage terms ‘LTV’ or ‘Loan To Value’ refers to the size of the loan you want in relation to the value of your mortgaged property and the amount that is yours. When it comes to mortgages it is better to seek a broker than go straight to a bank. A broker is not tied to a certain bank and so they will be able to give you bespoke advice, looking at all the available deals and advising on what is best for you. If you work with a broker until the point where they sign the mortgage you will usually be charged a percentage of the loan, or they may take a commission from the bank, or both. Generally speaking, getting mortgage ‘advice’ is free, though if this is the case it is important to check that you are getting the advice from a credible source. Look over the qualifications and experience of the person giving you advice, and be sure to check customer feedback from their previous clients.